Hello @lohsnest
Thanks for your post.
Yes it is correct. Anyone with an email adress can create a SwissPass login and register on the website www.swisspass.ch.
This website is used to manage one's travelcards, invoices, personal data and so on.
With this same login (email + password) you can log in on www.sbb.ch as well, and purchase rail tickets. You can then find all of your purchased tickets under "Orders":

To be able to purchase a travelcard, on the other hand, you need to be registerd in our SBB system, and we can only do so by verifying an ID. Once you have a customer profile on our system, you get a customer number and a physical SwissPass card (that is why we also need a photo).
If you wish to buy a travelcard, you can do so at any SBB ticket counter as soon as you arrive in Switzerland, by bringing an ID and a photo.
In general, most of our offers for international guests are available as e-tickets and do not require a customer number. Here you can find out more: International guests | SBB
Our colleagues from the SBB Contact Center (0041 848 44 66 88, CHF 0.08/min, 24/7) are happy to help you further should you have any questions.
I wish you a good day and a great stay in Switzerland.
Regards
EleonoraS